Many personal finance experts will tell you that cutting back on the little extras in life is the key to achieving financial freedom. There is some truth to that train of thought, however, no matter how much money you make, there comes a time when you want to treat yourself to something nice.
The hustle and bustle of daily bills and life obligations always seems to get in the way of treating yourself to something special. There never seems to be enough money in the budget to splurge on that one item that makes you happy. So, instead of worrying about what you can't afford, be grateful for the things you can splurge on. Whether that item is a coffee from Starbucks in the morning and not a regular coffee, but the "Venti double shot mocha latte with whole milk and a double pump of your favorite flavor" coffee, or you may like fancy cheese, a thick rib eye steak or really nice soap. As long as you don't buy one of these treats everyday. Whatever it is, we all deserves a little luxury in our live without going over board. Financial experts will also tell you that these purchases are the differences in your budget that are the cause of you coming up short at the end of the month. However, when these purchases are made in moderation, the impact on your budget will be small. The problem is, people have a habit of going overboard when it comes to treating themselves for all the hard work they produce on a daily basis. So, plan to treat yourself every once in a while as a reward for your hard work. You have to set aside money for these purchases for your own healthy well being.
The item of small luxury that I treat myself to, is a pint of ice cream from Whole Foods Markets that retails for $9.99. That is a lot of money for 2-3 bowls of ice cream. But, one spoonful of the Brown Butter Almond Brittle by Jenis and time slows down, I am instantly back at my Grandmother's house eating her warm homemade apple pie and ice cold lemonade on the back porch. A soft breeze floats by as the sound of laughter fills the air from my cousins as a Steve Wonder song plays in the background. All for $9.99, I enjoy some good ice cream and even better memories. Enjoy your small luxuries you have earned it.